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International Journal of
Multidisciplinary
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VOL. 13, ISSUE 2 (2026)
Financial challenges and time management as predictors of teaching performance among secondary school teachers
Authors
Margie M Mongado, Dr. Felinita III R Doronio
Abstract
This study investigated the predictive influence of financial challenges and time management on the teaching performance of secondary school teachers in the Sta. Josefa District, Agusan del Sur. Employing a descriptive-correlational research design, data were gathered from public secondary school teachers using adapted and validated instruments for financial challenges and time management, alongside official Classroom Observation Tool (COT) ratings for teaching performance. Descriptive analysis revealed that while teachers navigate a high extent of financial challenges, they consistently maintain "Outstanding" teaching performance. Pearson correlation analysis indicated no significant relationship between financial challenges and teaching performance, nor between time management and performance. However, multiple regression analysis demonstrated that the Personal Aspect of time management significantly predicts teaching performance (p < 0.05), whereas the Job Aspect does not. These findings reveal a high degree of professional insulation among educators, showing that personal time-use discipline, goal-setting, and internal drive maintain instructional quality despite external economic stressors. District-level interventions focusing on teacher financial wellness and self-regulation are highly recommended.
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Pages:509-511
How to cite this article:
Margie M Mongado, Dr. Felinita III R Doronio "Financial challenges and time management as predictors of teaching performance among secondary school teachers". International Journal of Multidisciplinary Research and Development, Vol 13, Issue 2, 2026, Pages 509-511
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