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VOL. 13, ISSUE 1 (2026)
Savings and investment pattern of women agricultural labourers in Coimbatore District, Tamil Nadu
Authors
A Prakalathan, Dr. R Gopi
Abstract

This study examines the savings and investment behaviour of women agricultural labourers in the Coimbatore District of Tamil Nadu. Women agricultural labourers form a critical segment of the rural workforce, yet their financial practices are under-researched. With an empirical sample of 350 respondents, the study explores their income levels, savings patterns, investment preferences, access to financial services, and factors influencing their financial decisions. Both primary and secondary data were collected using structured questionnaires and interviews. The study reveals that while the majority of women labourers save regularly, their investment choices are limited and often influenced by informal channels such as self-help groups (SHGs), moneylenders, and household obligations. Institutional barriers, limited financial literacy, and low disposable income restrict formal investment behaviour. Statistical techniques such as percentage analysis, weighted ranking, and chi-square tests were used to analyse the data. The findings emphasize the importance of targeted financial inclusion strategies, strengthened access to formal credit, and financial literacy programs tailored to women agricultural labourers. This paper outlines policy suggestions to enhance savings mobilization and promote long-term investment avenues that improve economic stability and empowerment among women workers in the agricultural sector.

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Pages:661-664
How to cite this article:
A Prakalathan, Dr. R Gopi "Savings and investment pattern of women agricultural labourers in Coimbatore District, Tamil Nadu". International Journal of Multidisciplinary Research and Development, Vol 13, Issue 1, 2026, Pages 661-664
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