Logo
International Journal of
Multidisciplinary
Research and Development

Search

ARCHIVES
VOL. 13, ISSUE 1 (2026)
FinTech and sustainability: An empirical study of green investment patterns in India
Authors
Dr. Shrikesh Poojari, Anil Yadav
Abstract

Purpose / Objective: The study aims to examine how financial technology (FinTech) innovations are influencing green investment trends in India. It investigates the extent to which digital financial tools—such as blockchain, digital payment systems, and AI-based financial analytics—are facilitating sustainable finance and supporting India’s transition toward a low-carbon economy by 2047.

Methodology / Approach: An empirical research design is employed using secondary data collected from government reports, the Reserve Bank of India (RBI), SEBI, and World Bank sustainability indices. Quantitative analysis identifies patterns and correlations between FinTech adoption and green investment growth. Qualitative insights are drawn from policy documents and case studies of FinTech-enabled sustainable projects in India.

Major Findings: The study finds a positive relationship between FinTech development and green investment flow. Digital platforms improve investment accessibility, transparency, and monitoring of sustainable projects. However, data gaps, limited investor awareness, and regulatory complexities remain key challenges.

Implications (Practical / Theoretical): Practically, the findings highlight the need for stronger policy frameworks to integrate FinTech and sustainability goals. Theoretically, the research enriches the discourse on digital finance as a catalyst for sustainable economic growth in emerging markets.
Download
Pages:339-346
How to cite this article:
Dr. Shrikesh Poojari, Anil Yadav "FinTech and sustainability: An empirical study of green investment patterns in India". International Journal of Multidisciplinary Research and Development, Vol 13, Issue 1, 2026, Pages 339-346
Download Author Certificate

Please enter the email address corresponding to this article submission to download your certificate.