Purpose
/ Objective: The study aims to
examine how financial technology (FinTech) innovations are influencing green
investment trends in India. It investigates the extent to which digital
financial tools—such as blockchain, digital payment systems, and AI-based
financial analytics—are facilitating sustainable finance and supporting India’s
transition toward a low-carbon economy by 2047.
Methodology
/ Approach: An empirical
research design is employed using secondary data collected from government
reports, the Reserve Bank of India (RBI), SEBI, and World Bank sustainability
indices. Quantitative analysis identifies patterns and correlations between
FinTech adoption and green investment growth. Qualitative insights are drawn
from policy documents and case studies of FinTech-enabled sustainable projects
in India.
Major
Findings: The study finds a positive relationship between
FinTech development and green investment flow. Digital platforms improve
investment accessibility, transparency, and monitoring of sustainable projects.
However, data gaps, limited investor awareness, and regulatory complexities
remain key challenges.
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