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VOL. 12, ISSUE 9 (2025)
Farmers satisfaction towards crop insurance in Mandya District: An empirical study
Authors
Dr. Krishna CP
Abstract
Crop insurance plays a crucial role in mitigating agricultural risks
and ensuring financial stability for farmers who face uncertainties due to
natural calamities, pests, and market fluctuations. This study empirically
examines farmers’ satisfaction towards crop insurance in Mandya district,
Karnataka. Using a structured questionnaire, primary data were collected from a
representative sample of farmers across different taluks. The analysis focuses
on awareness levels, claim settlement procedures, premium affordability, and
perceived benefits of the scheme. Findings reveal that while crop insurance
provides a sense of security, farmers express moderate satisfaction due to
delays in claim settlement, lack of transparency, and inadequate awareness of
policy provisions. Premium costs and procedural complexities further affect
perceptions. The study suggests that timely claim settlement, simplified
procedures, and effective awareness programs could enhance satisfaction and
participation. Overall, crop insurance remains a vital support mechanism,
though improvements are necessary for greater farmer acceptance in Mandya
district.
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Pages:29-35
How to cite this article:
Dr. Krishna CP "Farmers satisfaction towards crop insurance in Mandya District: An empirical study". International Journal of Multidisciplinary Research and Development, Vol 12, Issue 9, 2025, Pages 29-35
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