International Journal of Multidisciplinary Research and Development

International Journal of Multidisciplinary Research and Development


International Journal of Multidisciplinary Research and Development
International Journal of Multidisciplinary Research and Development
Vol. 8, Issue 7 (2021)

Factors influencing the quality of credit to VietinBank Tay Tien Giang, Vietnam


Ai Huu Tran, Thanh Vinh Bui, Truc Cao Thi Thanh

The study aims to determine the factors affecting credit quality at Tay Tien Giang bank and analyze the degree of influence of those factors on credit quality at the bank. Usage data were collected from face-to-face interviews with 391 the survey subjects who were staff directing credit activities at Head Office, credit managers at some bank branches, and credit officers of joint-stock commercial banks. Research results show that 08 factors affecting credit quality are arranged in descending order of impact, namely: Credit officer, Credit policy, Management capacity, banking technology. Credit process, Risk management, Organizational work, Mobilized capital. From there, some solutions are proposed to improve the credit quality at Tay Tien Giang bank.
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How to cite this article:
Ai Huu Tran, Thanh Vinh Bui, Truc Cao Thi Thanh. Factors influencing the quality of credit to VietinBank Tay Tien Giang, Vietnam. International Journal of Multidisciplinary Research and Development, Volume 8, Issue 7, 2021, Pages 137-143
International Journal of Multidisciplinary Research and Development International Journal of Multidisciplinary Research and Development