Microfinance in India started in the early 1980s with small efforts at forming informal self-help groups (SHG) to provide access to much-needed savings and credit services. From this small beginning, the microfinance sector has grown significantly in the past decades. Microfinance means provision of financial services on a small scale to the rural and urban poor, including the self-employed. The project is entitled “A Study on Self Help Group Bank Linkage Programme in India” with objective based on the ideal size of an SHG is 10 to 20 members and members have the same social and financial background. The SHG-Bank Linkage Programme has provided a more favorable environment for enhancing India’s potential for greater equitable growth with empowerment while considering the positive signs in their performance.