The banking industry is an essential sector in both national and international level. The banking sector is considered to be the engine of economic growth, because of its organization of financial business activities through the mobilization and utilization of resources from the public. The Structural Adjustment programmed (SAP) of the International Monetary Fund (IMF) has placed more emphasis on the private sector and included in its conditional ties for privatization of parastatal and encouragement of public and private sector partnership. Since the private sector consists of private enterprises that cannot afford the huge amount of capital requirement, they therefore demand commercial banks credit. The economic performance in Sierra Leone has declined over the past decade, due to high inflation, low economic activities and political instability. Because of the significant role of the Sierra Leone commercial Bank Limited which activities includes; giving loans to small and medium scale enterprises, supply money, infrastructure development, economic growth and stabilization, it is therefore necessary to examine its contributions to the nation.