The banking industry has never seen such a fundamental change as mobile banking. Globally, millions of consumers are already using a wide array of mobile devices to conduct banking - and millions more are expected to go mobile in the coming months. But with that growth come a whole new set of threats: mobile malware, third-party apps, unsecured Wi-Fi networks, risky consumer behavior. And it does not matter whether an institution uses a proprietary or third-party mobile banking application - the bank owns the risks. New security measures are available to mitigate the risks associated with advanced mobile banking and payment capabilities. The key to protecting the mobile channel is to realize that it is deeply connected to the online channel. Effective protection must consider risk indicators that span both channels and extend to both to protect against the full range of attack vectors. So, how do banking/security leaders mitigate their risks and protect their customers from evolving mobile threats?