International Journal of Multidisciplinary Research and Development

International Journal of Multidisciplinary Research and Development


International Journal of Multidisciplinary Research and Development
International Journal of Multidisciplinary Research and Development
Vol. 2, Issue 3 (2015)

A comparative study of post office services fostering financial inclusion - A Meta analytical approach


Divyesh Kumar

Postal services, since origination, all over the world have started with the concept of providing public service. However, over a period of time, the developed countries have orienting these services towards the provision of private goods. In contrast, the underdeveloped countries are operating to provide public goods. However in the case of emerging economies such as BRIC countries there is a dichotomy among the policy makers between the provision of public goods and private goods. In the Indian context, there is an ambiguity in the implementation of policies with respect to postal services to ensure inclusive growth in the rural and tribal areas. Against this backdrop this paper examines the practices adopted in the developed countries, emerging economies and underdeveloped countries. The Meta analytical approach is adopted for comparative purposes. The findings show that larger the postal network in the rural areas better will be the financial inclusion possibility. Women empowerment is possible only with making them financially strong; as an initiative they should have an easy access to the post bank services because of coalescence of transaction cost and transport time deters the women to access the postal services.
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How to cite this article:
Divyesh Kumar. A comparative study of post office services fostering financial inclusion - A Meta analytical approach. International Journal of Multidisciplinary Research and Development, Volume 2, Issue 3, 2015, Pages 08-12
International Journal of Multidisciplinary Research and Development International Journal of Multidisciplinary Research and Development